IKO limits
You can change the limits of your transactions in IKO on the iPKO or Inteligo website:
- IPKO website: My products → IKO application → Limits and payments → Change limits
- Inteligo website: IKO → Change limits
- Additionally, in IKO you can change the limit of transfers confirmed by biometrics
Instant transfers in IKO
Instant transfers in IKO are included in IKO transaction limitsLimit for 1 transfer
Daily limit (common to all channels)
Instant transfer
PLN 3,000
PLN 6,000
Instant transfer - Tax Office
PLN 50,000
PLN 250,000
Transfers confirmed by biometrics
The maximum amount of a single transaction that can be confirmed with biometrics is PLN 500.
Go to your profile, go to Settings → Biometrics → Login and authorization → Biometric operation authorization → Biometric authorization limit (option visible after biometric authorization is enabled). Enter the new limit amount and confirm it with the IKO PIN.
IKO Limits
The number of operations related to the BLIK code, including transfers to the phone, is 100 per day, even if you have a higher value specified in your Settings in the iPKO service.
Settings: DEFAULT
Maximum daily number of transactions
Maximum daily transaction amount
Amount of a single transaction without PIN code
Transfer to the phone
20
3,000.00
50.00
Transaction in the payment terminal with a code or BLIK check
20
3,000.00
100.00
Withdrawal from an ATM with a code or a BLIK check
20
3,000.00
100.00
Online payments with a code or BLIK check
20
3,000.00
50.00
Standard transfer
20
3,000.00
50.00
Settings: COMFORT
Maximum daily number of transactions
Maximum daily transaction amount
Amount of a single transaction without PIN code
Transfer to the phone
100
to the account balance (no more than PLN 3,000)
always without a PIN code
Transaction in the payment terminal with a code or BLIK check
100
to the account balance (no more than PLN 20,000)
always without a PIN code
Withdrawal from an ATM with a code or a BLIK check
100
to the account balance (no more than PLN 20,000)
always without a PIN code
Online payments with a code or BLIK check
100
to the account balance (no more than PLN 20,000)
always without a PIN code
Standard transfer
100
to the account balance (no more than PLN 10,000)
always without a PIN code
Settings: ALWAYS WITH PIN CODE
Maximum daily number of transactions
Maximum daily transaction amount
Amount of a single transaction without PIN code
Transfer to the phone
10
150.00
not applicable
Transaction in the payment terminal with a code or BLIK check
10
300.00
not applicable
Withdrawal from an ATM with a code or a BLIK check
10
300.00
not applicable
Online payments with a code or BLIK check
10
150.00
not applicable
Standard transfer
10
150.00
not applicable
Settings: USER settingsyou can adjust the limits to your needs - remember that the daily limit for standard transfers may not exceed PLN 10,000, for transfers to a telephone number - PLN 3,000, and for transactions at a payment terminal, with ATM withdrawals and online payments - PLN 20,000.
Confirming of transactions with the BLIK code without logging into the application
Transaction for the amount
PLN 0.01-50.00A transaction for the amount of PLN 50.01 or more
Transaction in the payment terminal with a code or BLIK check
The first 3 transactions - confirmation with the "YES" button, the 4th and subsequent transactions - confirmation with the PIN code
Confirmation with a PIN code
Withdrawal from an ATM with a code or a BLIK check
Confirmation with a PIN code
Confirmation with a PIN code
Online payments with a code or BLIK check
Confirmation with a PIN code
Confirmation with a PIN code