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Mobile transfer
- BLIK transfers are free and they are credited to the recipient’s account immediately - this is a convenient way to settle, for example, shopping that was done together, restaurant bills or money chipped in for a present.
- Do you want to know who can receive transfers to a phone? Turn on the marking of the BLIK transfer recipients in your Contacts.
- Your daily limit of BLIK phone transfers is PLN 1,000.00; at one time, you can send a maximum of PLN 500.00.
- You do not have to remember the 26-digit account number - the recipient’s phone number is enough.
How to send a mobile transfer via IKO?
- In IKO, go to Payments → Mobile Transfer → New Transfer.
- Choose the transfer recipient:
- start entering the recipient's name and use the clue provided by the telephone or
- click the contacts icon on the right hand side and choose a recipient from your list. Turn on the marking of the BLIK transfer recipients in your Contacts and check on an ongoing basis who can receive transfers to the phone.
- Complete other data and confirm the transfer.
How to start receiving BLIK mobile transfers?
Register your telephone number in the BLIK system: go to your Profile in the IKO app and tap Settings → Payments → BLIK Settings → Receive transfers to the phone from other banks
A transfer from a friend is not coming?
Send a request with a ready-made transfer to be accepted
Frequently asked questions about transfers to the phone
- Who can receive BLIK phone transfers?
Everybody who has the IKO app or another banking app that operates in the BLIK system. In both cases, you have to register your telephone number in the BLIK system. - How to turn on or off marking of BLIK recipients in your Contacts?
Expand your Profile and go to Settings - > BLIK Settings -> Mark recipients of BLIK transfers. - What does the marking of BLIK transfer recipients in my Contacts consist in?
In the contact list in your telephone, you will see the BLIK logo featured by the name of every person who receives phone transfers as part of the BLIK system.
Remember that the data about marking of such persons are processed by PKO Bank Polski only for the purpose of service provision. We do not have access to your list of contacts. - Can I commission a transfer to a person whose bank does not process BLIK payments?
Yes, in such case, the recipient of the transfer will receive an SMS with an instruction on how to install the IKO app. If the recipient of the transfer does not download IKO and does not collect the transfer within 7 days from the date when it was sent, the money will be returned to your account.
- Who can receive BLIK phone transfers?
See the frequently asked questions concerning the use of IKO mobile app or check our IKO guide (PDF)