With IKO you can order a transfer between your own accounts or to another person or company.

To do this, log in to the IKO mobile app, and then tap the Transfer on the main screen of IKO or enter the Payments section on the navigation bar at the bottom of the screen:

  • internal transfer will be handled immediately,
  • external transfer (to another bank)will be handled in accordance with the applicable transfer hours in Elixir or as an instant transfer
    Ordering an instant transfer in IKO is simple. Select instant transfer on the standard transfer form and then accept the fee for this type of transfer that will be displayed on the screen. IKO will automatically check whether you can order an instant transfer before you order such a transfer. Instant transfers are limited by limits independent of the limits for example for IKO. Fees are charged on instant transfers.

When ordering a transfer with a future date, you can select that funds are locked for this operation.

If you only know the mobile phone number of the recipient, send him/her a mobile transfer