“My Bank" - your account, cards, credits, deposits, insurance and moneyboxes
The application allows you to easily view the properties of your accounts, cards, deposits, credits, travel insurance and moneyboxes in PKO Bank Polski without the need to log in to the iPKO Internet service. Just start IKO and enter the My Bank tab.
Account balance and transaction history on your account is available immediately after logging in to IKO. You can also set the displaying the account balance without logging into IKO.
Tap on the selected account to view detailed information about the product, including account number and account type, the interest rate, the current account balance. In the tab Account you can:
- view the accounts held
- view the History of transactions on the account
- check the list of outstanding operations under the "Locked” button
- share your account number
- rename the account
- set the displaying of account balance before logging in
- open a new savings account
- open an overdraft in the account
In the tab Cards a list of debit cards and credit cards held in PKO Bank Polski is displayed. Tap on the card selected in the list to display detailed information about the card, including the name of the card, available credit limit, transaction limits for the card, the rules for the repayment of the minimum debt, the expiry date of the card or account number to repay the card. In addition IKO allows to:
In IKO select My Bank and then Deposits and you will be redirected to the list of deposits held in PKO Bank Polski. In IKO you can start deposits, review the details of the deposit and terminate it early. IKO allows manage only deposits that have been made available in the IKO mobile app channel.
The My Bank section in IKO contains the list of your cash credits and mortgage loans in PKO Bank Polski. Taping on the name of the credit will display information on it, including name, type of credit, account associated with credit for its repayment, interest rate, credit period and in a separate tab, repayment schedule of the loan. In addition you can submit an application through IKO and take a loan
Moneyboxes in IKO facilitate saving money for an item of your choice: travel, bike or a dream gadget. There are two types of moneybox available - virtual moneyboxes and PLN moneyboxes in the savings account the My Bank > Money-box tab only displays virtual moneyboxes, moneyboxes added to your savings account can be found in My Bank > Account tab.
IKO not only displays your travel insurance, but allows you to purchase new travel insurance
Viewing of the details of the cards (including repayment of card limit through IKO) and credits in IKO is only available to individual customers who are users of IKO installed on the phone with Android, iOS or Windows Phone and connected to an account in PKO Bank Polski.